:root{
 --navy:#082a52;--navy2:#0d3b70;--blue:#1557a6;--sky:#eaf3fb;--ice:#f5f8fb;--ink:#172235;
 --muted:#5f6f82;--gold:#b58b31;--line:#dbe4ed;--white:#fff;--shadow:0 10px 30px rgba(15,43,76,.08);
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.55}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.wrap{width:min(1180px,92%);margin:auto}
.utility{background:#f2f6fa;color:#415267;font-size:12px;border-bottom:1px solid #e4ebf2}.utility .wrap{height:34px;display:flex;justify-content:flex-end;align-items:center;gap:22px}.utility a:hover{color:var(--blue)}
.topbar{position:sticky;top:0;z-index:50;background:#fff;color:var(--ink);border-bottom:1px solid var(--line);box-shadow:0 2px 12px rgba(15,43,76,.04)}.topbar .inner{height:76px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{font-size:clamp(20px,2.3vw,28px);font-weight:800;letter-spacing:-.7px;color:var(--navy);white-space:nowrap}.brand span{color:var(--gold)}.desktopnav{display:flex;gap:28px;align-items:center;font-size:14px;font-weight:650}.desktopnav a{padding:28px 0;border-bottom:3px solid transparent}.desktopnav a:hover{color:var(--blue);border-color:#b6d0eb}.navcta{background:var(--navy)!important;color:#fff!important;padding:11px 16px!important;border-radius:7px;border:0!important}.hamb{display:none;width:44px;height:44px;border:1px solid var(--line);background:#fff;color:var(--navy);border-radius:8px;font-size:23px}
.hero{background:linear-gradient(105deg,#f8fbfe 0%,#edf5fb 65%,#e5f0f9 100%);color:var(--ink);padding:72px 0 64px;position:relative;overflow:hidden;border-bottom:1px solid var(--line)}.hero:after{content:"";position:absolute;right:-8%;top:-35%;width:48%;aspect-ratio:1;border-radius:50%;background:radial-gradient(circle,#dcecf8 0 42%,transparent 43%),linear-gradient(135deg,transparent 45%,rgba(8,42,82,.08) 46% 48%,transparent 49%);opacity:.8}.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.08fr .92fr;gap:52px;align-items:center}.eyebrow{font-size:12px;font-weight:800;letter-spacing:1.5px;text-transform:uppercase;color:var(--blue);margin-bottom:14px}.hero h1,.section h2,.article h1,.pagehero h1{font-family:Georgia,"Times New Roman",serif;line-height:1.04;letter-spacing:-1.6px}.hero h1{font-size:clamp(46px,6vw,76px);max-width:760px;margin:0 0 22px;color:var(--navy)}.hero h1 em{font-style:normal;color:var(--blue)}.hero p{font-size:clamp(18px,2vw,22px);color:#526478;max-width:650px;margin:0}.hero-actions,.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:14px 21px;border-radius:7px;font-weight:750;border:1px solid transparent;transition:.18s}.btn:hover{transform:translateY(-1px)}.btn-gold{background:var(--navy);color:#fff}.btn-dark{background:#fff;color:var(--navy);border-color:#9cb8d2}.btn-light{background:#fff;color:var(--navy);border-color:#cfdbe7}.btn-blue{background:var(--blue);color:#fff}.hero-panel{background:#fff;border:1px solid #d7e4ef;box-shadow:0 18px 50px rgba(17,59,102,.12);border-radius:16px;padding:26px}.hero-panel h3{font-size:20px;margin:0 0 18px;color:var(--navy)}.hero-panel label{display:block;font-size:12px;text-transform:uppercase;letter-spacing:.7px;font-weight:800;color:#607286;margin:14px 0 6px}.hero-panel select{width:100%;padding:14px 42px 14px 14px;border:1px solid #cbd9e6;border-radius:6px;background:#fff;font-size:16px;color:var(--ink)}.hero-panel .btn{width:100%;margin-top:18px}.micro{font-size:12px;color:#738195;margin-top:10px}
.trustbar{background:#fff;border-bottom:1px solid var(--line)}.trustgrid{display:grid;grid-template-columns:repeat(4,1fr)}.trustitem{padding:22px 18px;border-right:1px solid var(--line)}.trustitem:last-child{border-right:0}.trustitem b{display:block;color:var(--navy);font-size:16px}.trustitem span{font-size:13px;color:var(--muted)}
.section{padding:70px 0}.section.alt{background:var(--ice)}.section.softblue{background:#edf5fb}.section h2{font-size:clamp(36px,4.5vw,54px);margin:0 0 12px;color:var(--navy)}.section .lede{color:var(--muted);max-width:760px;margin:0 0 32px;font-size:17px}.section-head{display:flex;justify-content:space-between;gap:24px;align-items:end;margin-bottom:28px}.section-head .lede{margin:0}.textlink{color:var(--blue);font-weight:750;white-space:nowrap}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.cards2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:24px;box-shadow:0 4px 16px rgba(15,43,76,.04);transition:.2s}.card:hover{transform:translateY(-2px);border-color:#a9bfd4;box-shadow:var(--shadow)}.icon{width:48px;height:48px;border-radius:8px;background:var(--sky);display:grid;place-items:center;color:var(--blue);font-size:22px;margin-bottom:18px;font-weight:800}.card h3{margin:0 0 8px;font-size:20px;color:var(--navy)}.card p{margin:0;color:var(--muted)}.arrow{margin-top:18px;color:var(--blue);font-weight:800}.solution-row{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);border-radius:10px;overflow:hidden;background:#fff}.solution-tile{padding:27px 22px;border-right:1px solid var(--line);min-height:210px}.solution-tile:last-child{border-right:0}.solution-tile .num{font-size:12px;color:var(--gold);font-weight:900;letter-spacing:1px}.solution-tile h3{color:var(--navy);font-size:21px;margin:14px 0 8px}.solution-tile p{color:var(--muted);font-size:14px}.solution-tile a{display:inline-block;margin-top:16px;color:var(--blue);font-weight:750}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:32px;align-items:start}.blackbox{background:var(--navy);color:#fff;border:0;border-radius:12px;padding:30px;box-shadow:0 14px 36px rgba(8,42,82,.16)}.blackbox h3{font-family:Georgia,serif;font-size:34px;margin:0 0 10px}.blackbox p{color:#d9e6f3}.blackbox .btn-gold{background:#fff;color:var(--navy)}.toolgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.tool{border:1px solid var(--line);border-radius:10px;padding:20px;background:#fff}.blog-list{display:grid;gap:12px}.postcard{display:grid;grid-template-columns:1fr auto;gap:18px;border:1px solid var(--line);border-radius:9px;padding:20px;background:#fff}.postcard h3{margin:0 0 5px;color:var(--navy)}.meta{font-size:13px;color:#708094}.insight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.insight-card{background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden}.insight-art{height:120px;background:linear-gradient(135deg,#dbeaf6,#eff6fb);position:relative}.insight-art:after{content:"";position:absolute;inset:18px;background:linear-gradient(90deg,transparent 20%,rgba(8,42,82,.13) 21% 23%,transparent 24% 53%,rgba(8,42,82,.1) 54% 56%,transparent 57%);border:1px solid rgba(8,42,82,.1);border-radius:8px}.insight-body{padding:20px}.insight-body h3{margin:0 0 8px;color:var(--navy);font-size:19px}.insight-body p{color:var(--muted);font-size:14px;margin:0}.insight-body a{display:inline-block;color:var(--blue);font-weight:750;margin-top:14px}
.footer{background:#071c34;color:#d3deea;padding:52px 0 100px;border-top:5px solid #dbe8f4}.footergrid{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:32px}.footer .brand{color:#fff}.footer h4{color:#fff;margin-top:0}.footer a{display:block;color:#c0cedd;margin:8px 0}.footer a:hover{color:#fff}.small{font-size:13px;color:#8999aa}.bottomnav{display:none}
.pagehero{background:linear-gradient(105deg,#eef5fb,#f8fbfd);color:var(--ink);padding:54px 0;border-bottom:1px solid var(--line)}.pagehero h1{font-size:clamp(40px,5.5vw,62px);margin:0 0 12px;color:var(--navy)}.pagehero p{color:#5d6f83;max-width:760px;font-size:18px}.article{width:min(850px,92%);margin:auto;padding:52px 0 90px}.article h1{font-size:clamp(40px,5.5vw,60px);margin:0 0 16px;color:var(--navy)}.article h2{font-family:Georgia,serif;font-size:31px;margin:38px 0 12px;color:var(--navy)}.article h3{font-size:22px;margin:28px 0 8px;color:var(--navy)}.article p,.article li{font-size:18px;color:#34445a}.article .meta{margin-bottom:28px}.callout{background:#eff6fb;border-left:4px solid var(--blue);padding:18px 20px;border-radius:7px;margin:28px 0}.breadcrumbs{font-size:14px;color:#708094;margin-bottom:20px}.search{width:100%;padding:16px;border:1px solid #cbd9e6;border-radius:7px;font-size:16px}.calc{background:#fff;border:1px solid var(--line);border-radius:10px;padding:24px;box-shadow:var(--shadow)}.calc label{display:block;font-weight:700;margin:14px 0 6px;color:var(--navy)}.calc input,.calc select{width:100%;padding:13px;border:1px solid #c8d5e1;border-radius:6px;font-size:16px}.result{margin-top:18px;background:var(--navy);color:#fff;border-radius:8px;padding:18px}.badge{display:inline-block;background:#e7f1f9;color:var(--blue);border-radius:999px;padding:6px 10px;font-size:12px;font-weight:800;margin-bottom:10px}
@media(max-width:900px){.utility{display:none}.desktopnav{display:none}.hamb{display:grid;place-items:center}.topbar .inner{height:64px}.hero{padding:44px 0}.hero-grid{grid-template-columns:1fr;gap:28px}.hero:after{width:90%;right:-40%;top:-10%}.hero h1{font-size:clamp(42px,12vw,62px)}.hero-panel{padding:20px}.trustgrid{grid-template-columns:repeat(2,1fr)}.trustitem:nth-child(2){border-right:0}.trustitem:nth-child(-n+2){border-bottom:1px solid var(--line)}.grid,.toolgrid,.cards2,.split,.footergrid,.insight-grid{grid-template-columns:1fr}.solution-row{grid-template-columns:1fr}.solution-tile{border-right:0;border-bottom:1px solid var(--line);min-height:auto}.solution-tile:last-child{border-bottom:0}.section{padding:48px 0}.section-head{align-items:start;flex-direction:column;margin-bottom:22px}.card{padding:21px}.bottomnav{display:grid;grid-template-columns:repeat(4,1fr);position:fixed;bottom:0;left:0;right:0;background:#fff;color:var(--navy);z-index:60;border-top:1px solid var(--line);box-shadow:0 -4px 20px rgba(15,43,76,.08)}.bottomnav a{text-align:center;padding:9px 4px 11px;font-size:11px;font-weight:700}.bottomnav b{display:block;font-size:18px;color:var(--blue)}.footer{padding-bottom:120px}.postcard{grid-template-columns:1fr}.hero-actions .btn{width:100%}.pagehero{padding:38px 0}.article p,.article li{font-size:17px}.mobilemenu{position:absolute;top:64px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 10px 22px rgba(15,43,76,.08);padding:10px 4%;display:none}.mobilemenu.open{display:block}.mobilemenu a{display:block;padding:14px 0;border-bottom:1px solid #edf2f6;font-weight:700;color:var(--navy)}}


/* ===== BUSINESS CAPITAL FIRM PREMIUM BANKING V3 ===== */
.mobilemenu{display:none}
.wrap{width:min(1240px,92%);margin-inline:auto}
.utility{background:#f7f9fc;color:#536579;border-bottom:1px solid #e4eaf1}
.utility .wrap{height:38px;gap:26px}
.topbar{background:rgba(255,255,255,.98);backdrop-filter:saturate(180%) blur(12px)}
.topbar .inner{height:84px;gap:34px}
.brand{font-size:26px;letter-spacing:-.65px}
.desktopnav{gap:32px;font-size:14px}
.desktopnav a{padding:31px 0}
.navcta{padding:13px 18px!important;border-radius:9px!important;box-shadow:0 6px 16px rgba(8,42,82,.14)}

.hero{min-height:650px;padding:96px 0 90px;background:linear-gradient(112deg,#ffffff 0%,#f7fbff 50%,#edf5fb 100%);border-bottom:1px solid #dfe7ef}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.0),rgba(255,255,255,.25));pointer-events:none}
.hero:after{right:-13%;top:-28%;width:53%;background:radial-gradient(circle at center,rgba(194,220,242,.65) 0 38%,rgba(226,239,249,.45) 39% 55%,transparent 56%),linear-gradient(135deg,transparent 44%,rgba(8,42,82,.055) 45% 46%,transparent 47%);opacity:1}
.hero-grid{grid-template-columns:minmax(0,1.12fr) minmax(390px,.88fr);gap:86px;align-items:center}
.hero-copy{max-width:700px}
.hero .eyebrow{margin-bottom:20px;color:#1c5c98}
.hero h1{font-size:clamp(58px,5.7vw,82px);line-height:1.01;letter-spacing:-2.4px;max-width:720px;margin:0 0 28px;color:#082a52}
.hero h1 em{color:#b58b31}
.hero p{font-size:20px;line-height:1.65;color:#526478;max-width:650px}
.hero-actions{margin-top:34px;gap:14px}
.hero-actions .btn{min-height:52px;padding:15px 24px;border-radius:9px}

.hero-panel{width:100%;max-width:460px;justify-self:end;background:rgba(255,255,255,.98);border:1px solid #d5e0ea;box-shadow:0 28px 70px rgba(8,42,82,.14);border-radius:20px;padding:34px 32px 30px}
.hero-panel .panel-kicker{display:inline-flex;align-items:center;gap:8px;color:#1c5c98;font-size:11px;font-weight:850;letter-spacing:1.3px;text-transform:uppercase;margin-bottom:10px}
.hero-panel h3{font-family:Georgia,"Times New Roman",serif;font-size:29px;line-height:1.18;letter-spacing:-.5px;margin:0 0 8px;color:#082a52}
.hero-panel .panel-intro{font-size:14px;line-height:1.55;color:#66788b;margin:0 0 24px}
.path-form{display:grid;gap:18px}
.field-group{display:grid;gap:8px}
.hero-panel label{margin:0;font-size:12px;text-transform:uppercase;letter-spacing:.85px;font-weight:850;color:#536579}
.select-shell{position:relative}
.select-shell:after{content:"";position:absolute;right:17px;top:50%;width:8px;height:8px;border-right:2px solid #082a52;border-bottom:2px solid #082a52;transform:translateY(-68%) rotate(45deg);pointer-events:none}
.hero-panel select{appearance:none;-webkit-appearance:none;width:100%;min-height:56px;padding:0 52px 0 16px;border:1px solid #c8d6e3;border-radius:10px;background:linear-gradient(#fff,#fbfdff);font-size:15px;font-weight:650;color:#172235;box-shadow:0 2px 7px rgba(15,43,76,.035);outline:none;transition:border-color .18s,box-shadow .18s,background .18s}
.hero-panel select:hover{border-color:#94afc7;background:#fff}
.hero-panel select:focus{border-color:#1557a6;box-shadow:0 0 0 4px rgba(21,87,166,.10)}
.hero-panel .btn{width:100%;min-height:55px;margin-top:2px;border-radius:10px;font-size:15px;box-shadow:0 8px 18px rgba(21,87,166,.18)}
.hero-panel .micro{display:flex;align-items:flex-start;gap:8px;font-size:12px;line-height:1.45;color:#728195;margin-top:2px}
.hero-panel .micro:before{content:"✓";display:inline-grid;place-items:center;flex:0 0 18px;width:18px;height:18px;border-radius:50%;background:#eaf3fb;color:#1557a6;font-weight:900;font-size:11px}

.trustbar{box-shadow:0 8px 28px rgba(15,43,76,.035)}
.trustitem{padding:26px 24px}
.trustitem b{font-size:15px;margin-bottom:5px}
.trustitem span{display:block;line-height:1.45}
.section{padding:84px 0}
.section h2{letter-spacing:-1.2px}

@media(max-width:1050px){
 .desktopnav{gap:20px}.desktopnav a{font-size:13px}
 .hero-grid{grid-template-columns:1fr 420px;gap:50px}
 .hero h1{font-size:clamp(52px,6vw,70px)}
}
@media(max-width:900px){
 .mobilemenu{display:none}
 .mobilemenu.open{display:block}
 .hero{min-height:auto;padding:62px 0 58px}
 .hero-grid{grid-template-columns:1fr;gap:38px}
 .hero-panel{max-width:none;justify-self:stretch;padding:27px 22px 24px;border-radius:16px}
 .hero h1{font-size:clamp(46px,12vw,64px);line-height:1.02;letter-spacing:-1.8px}
 .hero p{font-size:18px;line-height:1.58}
 .hero-actions{margin-top:28px}
 .section{padding:58px 0}
}
@media(max-width:560px){
 .wrap{width:min(100% - 32px,1240px)}
 .brand{font-size:21px}
 .hero{padding:46px 0 44px}
 .hero h1{font-size:44px}
 .hero-actions .btn{width:100%}
 .hero-panel h3{font-size:26px}
 .trustgrid{grid-template-columns:1fr}
 .trustitem{border-right:0!important;border-bottom:1px solid var(--line)!important;padding:19px 4px}
 .trustitem:last-child{border-bottom:0!important}
}


/* FEATURE IMAGE ENHANCEMENTS */
.insight-art{height:190px;background:#eaf2f8;overflow:hidden}.insight-art:after{display:none}.insight-art img{width:100%;height:100%;object-fit:cover;display:block}
.page-feature,.article-feature{margin:0}.page-feature{padding:28px 0 0}.page-feature img,.article-feature img{width:100%;height:auto;border-radius:14px;display:block;box-shadow:0 14px 34px rgba(15,43,76,.10)}
.article-feature{margin:0 0 30px}.article-feature img{aspect-ratio:16/9;object-fit:cover}.page-feature img{aspect-ratio:16/9;object-fit:cover}
@media(max-width:900px){.insight-art{height:220px}.page-feature{padding:20px 0 0}.article-feature{margin-bottom:24px}}